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Difference between Shall and Will

Today in everyday American business writing and speaking, the wills out number the shalls. Few people distinguish between them anymore. But if you are a traditionalist, here are the rules for handling shall and will: Shall is used for the first-person future tense. We shall enjoy working for the new town supervisor. Will is used for the […]

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Difference between Saving and Savings

Saving refers to something preserved. With the new process, we realized a saving of two hours. Use savings when referring to banks, bank accounts, and bonds. We opened a savings account that yields a high interest rate. John won a $100 savings bond in the speech contest. Note: One would never write, “a losses of […]

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